Years of Experience
Clients Served
Locations
- About Us
Where home, finance, and community meet.
D&E began in the year 2000 as a grassroots response to predatory lending and housing instability. Today, we’re a HUD-Approved Housing Counseling Agency, a Freddie Mac Housing Help Center, and a domestic force for financial justice — now known as Develop and Empower USA.
Our Vision
To build thriving communities where every family has the knowledge, resources, and support to achieve financial stability and lasting homeownership
Our Partners
- Homebuyer's Education Workshops
First-Time Homebuyers Looking to Buy a Home?
- Check our class calendar
- Choose virtual or in-person
- Receive a certificate accepted by most lenders
- Three P's to Power
The homeownership journey has three key stages.
In which stage are you?
Use the tools below to prepare, purchase, or preserve your home—and let us know how we can support you.
Ready to buy a home but not sure where to start? We’ll help you build credit, boost your knowledge, and get mortgage-ready with expert guidance.
It’s time to turn your plans into keys in hand. Explore programs and workshops that help you buy smart and step confidently into homeownership.
- Client Testimonials
Real Stories. Real Results.
Hear what our clients have to say about working with us.
“My husband and I would like to express our sincere gratitude. We first came to see you almost a year ago to repair our credit so we could buy our dream home. With your guidance and advice, we went from a 550 to a 650. We’re now approved and in the process of purchasing a home. The program works! Thank you for helping us and giving us direction to improve our credit and keep it there.”
“The foreclosure has been postponed as of today! I was told that my lender postponed it for 2 months, which gives me enough time for the loan modification process. It came down to the very last day, but I never lost faith and never doubted that God would see me through. I want to THANK YOU with my entire heart for advocating for me and standing by my side throughout this process. You have truly been a blessing!”
“I really appreciate you helping me and being patient when my emails weren’t right. The approval letter will truly help me with my house. When I got that email, I almost cried tears of joy. This will help me tremendously. Thank you again—I really appreciate your help and kindness.”
“Thank you for assisting me with the loan modification process. Your insight and experience have been extremely helpful. You were enthusiastic about your work and encouraging to me through such a trying ordeal. It was a pleasure meeting and working with you.”